Whether or not to start a family

Julie asks:

I just cannot decide whether to start a family and have been procrastinating for 2 years since getting married.

I am 37 and my husband is 45 so time is of the essence. I’m afraid I wouldn’t cope with work & family ( I have a well paid fairly high pressure job) but if I stop or reduce work I don’t think we could maintain our lifestyle ( I am the major earner). Then I feel very superficial for worrying about money when a child is obviously much more important.

Part of me just wants to leave things to chance, then deal with it – but I’m naturally such a planner!

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